Get in touch
We are an editorial hub rather than a broker, so there is no application form here. If you want something on this site corrected or explained, write to us. If you want funding arranged, the specialists below do that work.
Editorial and corrections
Email enquiries@merchantloans.co.uk or call 01582 227 999. Everything reaches Matt Lenzie directly.
We take corrections seriously. If a page here is wrong, out of date, or describes a provider inaccurately, tell us what and where and we will check it against the source and amend or remove it. Include a link to the page and, if you can, to whatever shows the correct position.
We also answer straightforward questions about the vocabulary: whether an agreement you have been sent is a loan or an advance, what a factor rate means against the total you will deliver, what a holdback percentage will do to your cash flow. That is general information, not financial, legal or tax advice, and it is not an assessment of any particular offer.
If you want funding arranged
We do not take funding enquiries and cannot introduce you to a lender from this page. Two specialist sites in the same portfolio do that work, and we may receive a fee where a reader takes funding through a firm we refer them to. That disclosure is set out in full on our about page.
- To have a requirement arranged: merchantservicescashadvances.co.uk puts a requirement to a panel of funders rather than returning a single quote.
- To model the cost first: the merchant cash advance calculator turns a factor rate and a holdback into a total in pounds and a delivery period.
- To compare providers: the provider reviews cover the individual UK funding programmes in detail.
What we cannot help with
We cannot tell you whether to sign a particular agreement, negotiate on your behalf, or advise on a dispute with a funder. Where an agreement is already signed and something has gone wrong, take advice from a solicitor rather than from a website. If you are unsure whether your agreement falls within the Consumer Credit Act, which can matter for sole traders and small partnerships, that is a question for a professional adviser looking at the actual wording.